I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

Getting money for free sounds great, doesn't it? But, surely it can't be that easy- I mean, we work 40 hours a week for our paycheck. But, can you get money for free?
Here’s how to get free money:
- Investing in index funds.
- Bank sign-up benefits.
- Take Surveys
- Earn Money with Swagbucks
- Rent out a spare room
- Selling old items.
- Credit card perks.
- Sweatcoin
- Open an ISA or 401(k).
- Become an Amazon affiliate.
- Start a side hustle.
You may be skeptical, and rightly so. But, this guide will give you secure, easy, and reliable methods to get free money. So, let's take a look, shall we?
1. Investing in Index Funds
Many people freak out and imagine businessmen and women analyzing graphs to choose the perfect stocks when you mention investing. This is why they steer clear of investments because it's deemed too risky.
But what if there was a safe and hassle-free way to invest, where your money will grow by an average of 8% per year, for little to no effort on your part? Well, that's precisely what Index funds are.
Essentially, they're a collection of stocks and shares, which reduces your risk of your money decreasing in value.
On average, an index fund increases your capital by 8% a year over a long period. This is one of the easiest ways to get free money because you don't have to do anything but wait patiently for a few years, and you'll have a lot more money than what you started with.
2. Bank Sign-Up Bonuses
Banks love to lure in new long-term and loyal customers, and because of this, many are willing to sacrifice some money to get you to stay with them. You can take advantage of these benefits by switching to several different banks and receiving all of their rewards, which can earn you some pretty serious free money.
For example, S&T bank will give you a $300 bonus when you switch.
Bank sign-up bonuses are an excellent way to make money. However, some banks require you to remain with them for an extended period to receive their bonus. So, it may be a good idea to use this method sparingly.
3. Take Surveys
Companies value consumer insights greatly. So much so that they're often willing to pay you to fill out surveys about their products or services.
A great site is called Survey Junkie, which takes around 5 minutes to set up an account, and then you're off.
Surveys can take anywhere from 5 minutes to half an hour, and you'll be paid more for the longer ones. But how much money can you make from taking surveys?
Surveys pay anywhere from $0.25 to $1. This doesn't seem like a lot, but it does add up over a few weeks or months. And factor in the fact that you can do this anywhere, whether you're sitting on the sofa or on a train.
Overall, as long as you choose a reliable site, surveys can be a great way to make free money. You’ll forget you’re even working.
4. Earn Money with Swagbucks
A little like taking surveys, Swagbucks is an effortless way to make some free money while you're sitting on the bus or waiting at the barbers. All you have to do is sign up, and then you'll have access to videos, surveys, and even games to play.
Watching, answering surveys, or playing will all earn you Swagbucks.
Once you get enough, you'll be able to redeem your Swagbucks for gift cards, such as for Amazon or the Apple store. Alternatively, you can receive payment through Paypal.
Swagbucks is ultimately one of the easiest ways to make free money. The videos are fun to watch, the games are exciting to play, and the surveys don't take long to complete. The payout isn't outstanding, but it doesn't feel like work.
5. Renting out property.
Have you ever got a room through Airbnb? Chances are you have, and even if you haven't, I bet you've heard of it. But I bet you didn't know that it can make you an unbelievable amount of free money and is one of the biggest catalysts for self-made millionaires.
Real estate is the key to passive income or free money.
The basic model is that you put in the money upfront and then receive a little back every year through rent. Generally, it takes around 10 years to make a profit, but that money doesn't stop rolling in once you have.
You may be thinking that you don't have a spare house or $10,000 for a down-payment. But, with Airbnb, it doesn't matter.
Do you have a spare room, basement, or garage that you're not using? That one extra room could earn you thousands upon thousands of dollars every month without you having to do a thing.
Airbnb is one of the most efficient and profitable ways to earn free money. So, what are you waiting for? Start cleaning up that spare room!
6. Selling Old Items
Somewhere in your house, you've probably got some old junk that you don't want or use anymore. Maybe it's a shelf full, or even a whole garage of things that other people might want or can use.
Well, one person's trash is another's treasure, and you can make some quick cash very quickly by selling your old items. Just list your items on sites like eBay, and you'll have buyers in no time.
It'll only take a few minutes to list your item, so it's such a hassle-free way to get some free cash.
7. Credit Card Perks
Misused and credit cards can make you lose a whole lot of money. However, if you're smart with them and don't fall into a pit of debt, credit cards can earn you free money.
You can use credit cards to secure an interest-free loan, as many companies will give you a 0% interest period when you sign up. You can use this to your advantage by withdrawing as much as you can on your credit card and then putting that money into a high-interest savings account.
Simply pay your debt back in time, and keep the money you made through interest.
You can also make money through cash back with credit cards. Some companies offer up to 2% cash back on many purchases, such as in retail. So, for every $100 you spend, you'll earn $2 for free.
Another way to make money through credit cards is by exploiting sign-up bonuses. Like banks, many companies will buy your loyalty, which is a great way to earn free money.
Here are some of the best deals:
- American Express Platinum card: If you spend over $5,000 in the first four months, you'll receive reward points worth $573.
- Chase Freedom Flex: This credit card will give you $200 cashback when you spend $500 in the first three months of your account opening.
Use them correctly, and credit cards are an excellent way to earn some free money. First, however, make sure you are able to pay off any debts and don't fall into the traps laid by companies.
Don’t be afraid to exploit those cards.
8. Sweatcoin
Sweatcoin is an app that you install on your phone. It then tracks your steps and gives you coins for every 1000 steps you do per day. You can buy specific products listed on the app each day.
These products change all the time, so if you don't like something one day, you can always spend your coins the next. So, you're getting money for going about your day-to-day life.
This is one of the easiest and most passive ways to make free money. You have to download the app and wait until you receive a deal that you want to accept.
It'll also prompt you to walk more, which is beneficial for both you and the planet.
9. Open an ISA or 401(k)
If you're in the UK, setting up an ISA can be one of the best ways to get free money. Essentially, an ISA protects your money from tax, one of the highest costs to the world's workforce.
If you put your savings or investments into an ISA, any capital gains or interest earned is going to be tax-free, which will leave you with your total amount of cash instead of a measly 70 or 80%.
Setting up an ISA is also very easy, and the hour or so that it’ll take you will generate so much free money in the long run. If you're in the US, make a 401(K) your best friend.
Like an ISA, it comes with several tax benefits to protect your cash and ultimately secure your free money. Many people assume that any kind of tax avoidance is illegal, and we should not even think about ways to reduce our amount of tax.
But simple tricks like this are perfectly legal and safe and will get you a wealth of free money in the long term.
10. Become an Amazon Affiliate
Did you know that whenever you make a purchase from Amazon, you're helping someone earn some free money?
How does this work, though? Well, many people take advantage of something known as affiliate marketing. It means that you advertise a product, and then whenever anyone buys the said product through your link, you'll earn a small commission.
Amazon offers an affiliate program, and it can be one of the best ways to earn some free money. What's more, signing up is extremely simple and free, so it won't take you long at all to get started with your account.
There are two main methods when it comes to making money through Affiliate marketing.
Sign up for your account, and then when one of your friends wants to buy an item, simply ask them to use your link. It won't cost them any extra, and you'll be making money through their purchases!
A great tip is to recommend products to your friends on social media sites, such as Facebook. Without them even knowing, they'll be helping you to earn some sweet free money.
The second method is much more difficult but can earn you a whole lot more money. This involves specializing in a niche and then advertising it through a blog or even a Youtube channel.
This method will take much longer to achieve and might even cost you money before you make it. However, the rewards are worth the effort, and it's a seriously great way to earn free money.
11. Start a Side Hustle
A side hustle is a job that you can start on the side of your primary job, and can be a great way to get some more money, as they allow you to ultimately control the work you put in ultimately, and therefore how much money you make.
Here are some great ideas for a side hustle:
- Freelancing: If you're a good writer, you can make money by writing articles, blog posts, and various copies for companies or small businesses. If you work for a decent company, you can put your weekly word count in your profile, allowing you to control the work that you put in.
- Flipping items on eBay: Flipping is when you buy an item for less than it's worth and then sell it at a higher price. You can flip pretty much anything that interests you, from cars to candles!
The possibilities for a side hustle are endless. Find your passion, and then pursue it. The work you put in will correlate with the money you get out, so start hustling if you want loads of free money.
Bottom Line
Ultimately, there is a lot of free money out there. And it’s just waiting for someone like you to take it. Don’t just use one method, either. Take advantage of the bank sign-up options, get sweatcoin, do surveys and start a side hustle.
Combining all the ways to make free money will make you richer than you think.
I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.
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