iTrustCapital Review: Is This Crypto IRA Platform Safe?

iTrustCapital has carved out quite a niche in the investment game. They aim to provide a reliable, trustworthy platform for investors to trade in digital currency and physical gold markets. By providing portfolio services with lower rates and fees than their competitors, they open up the world of digital assets and gold currency to a wider range of investors. 

iTrustCapital Logo

Our Partner

Top Bitcoin IRA Partner


  • Low trading fees
  • Very low investment minimum
  • Secure crypto wallet
  • 24/7 account access

Overall Rating


A+ BBB Rating

Average review rating 4.8/5 on TrustPilot

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Pros & Cons


  • No monthly fees
  • $100 in Free Bitcoin
  • Wide variety of cryptocurrency
  • Affordable, transparent pricing


  • No investment advice
  • Lack of diversity in the precious metals markets

Whether you know it or not, your retirement in the future depends on smart decisions with your assets now.

iTrustCapital provides a platform to leverage your retirement account in the digital and physical (gold) currency markets to move up your age of retirement. 

Many employers either contribute directly to a retirement account or provide an opportunity for you to do so.

An IRA (Individual Retirement Account) gives you direct custody over your retirement funds, allowing you to move assets around so that you can make your money work for you before you withdraw upon retirement. 

But that’s a lot of pressure. You might not know where to invest your retirement funds, or even how.

Exposing your retirement assets to market volatility can seem scary. 

In this review, we’ll talk about what iTrustCapital can and cannot do for you, so you can set up your future self for a comfortable retirement. 

iTrust Capital icon

Quick Summary

Minimum Investment: $1,000

Fees: 1% per trade, $0 per month.

Promotion: $100 in Free Bitcoin

About iTrustCapital?

iTrustCapital provides an investment trading platform for users to directly purchase digital currencies and gold through their retirement accounts. 

While these accounts typically require a “hands-off” approach, iTrust Capital’s platform enables real-time trading of assets to increase available wealth when you choose to retire. 

Users set up an IRA with iTrustCapital, after which they can get right to trading.

The platform provides a means to manage funds without worrying about understanding all the legal ins-and-outs of the digital currency and precious metals markets. 

iTrust Capital also employs a team of IRA experts to help negotiate the dos and do-nots of your particular retirement account.

In other words, iTrust Capital has created a platform for both novice and expert investors to deal in the emerging market of digital and physical currency without needing an advanced degree in finance and accounting. 

iTrustCapital Services

iTrust Capital prides itself on a simple, straightforward model. Their platform serves two different types of IRAs: cryptocurrency and gold.

If you have an existing IRA, they have a team of experts that can help navigate the process of rolling that account into the iTrust Capital platform. Generally, you can rollover your account without tax issues or penalties. 

Once you have an IRA set up, you can buy and sell assets twenty-four hours a day. A personal dashboard keeps track of your accounts and activity.

Trades settle in one business day or less, with no limitations on transactions per day. 

Cryptocurrency IRAs allow investors to trade in Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Ripple (XRP), and EOS (EOS). From that considerable roster, clients can invest as little or as much as they please.

Gold IRAs provide a means to trade directly in physical gold. The gold itself rests in the Royal Canadian Mint, while the trading takes place via a secure blockchain ledger.

Clients trade on a personalized dashboard, with a digital wallet employing top-of-the-line encryptions and security.

They also have charts for both digital currency and gold prices, allowing you to track potential investments and trends.  

Minimum Investment & Fees

iTrust Capital’s platform provides an exceptionally affordable setup.



Crypto IRA

1% per trade

Gold IRA

1% per trade

You should have at least $1,000 available to invest in your initial account, but iTrust has no account minimum should your assets drop below that figure.

On the other end, iTrust has no maximum account limit, making them available for a wide range of financial positions. iTrust does have a $30 trade minimum, but no maximum. 

The service itself is free per month, and each trade garners a 1% fee. But with no initial purchase fee, broker fee, or scaling based on the size of your assets, iTrust Capital sets itself apart from a lot of competitors. 

iTrust Capital aims to provide simple, straightforward pricing on an easy-to-understand platform.

To that end, they keep the hidden fees and complex price structures to an absolute minimum. 

Insiders Report: Bitcoin/Crypto IRAs

itrustcapital Bitcoin IRA Report
  • What other Bitcoin IRA companies don’t want you to read.
  • What you need to know about Fees, Security, 24/7 Access, and much more. 
  • Who is iTrustCapital Best For?

    iTrustCapital suits anyone who wants to get into the crypto or gold markets with their retirement accounts.

    The traditional IRA market has not quite embraced these spaces, so incorporating their growth into many accounts has challenges.

    If you want to avoid a lot of the rigamarole that goes into moving assets into these growing markets, iTrust Capital has a lot to offer.

    Their team of experts and excellent customer service bridge the gap between the average investor and the complex world of digital currency and precious metals. 

    What Makes iTrustCapital Unique?

    iTrustCapital has a noble goal: provide the most transparent, low cost, straightforward platforms for investors to trade digital currency and physical gold 24 hours a day.

    Most traditional IRAs do not offer the ability to trade in those markets, giving iTrust Capital a unique space in which to operate. 

    iTrust Capital also offers some of the most affordable pricing for their services. Many other platforms charge fees of up to 15% per transaction when trading crypto, and 30% on gold.

    At just 1% per transaction, iTrust offers superb value, especially for active traders. 

    By maintaining a simple platform and a team of IRA experts, iTrust Capital does a great job of opening up investment possibilities for a wide range of potential users.


    How is gold & crypto able to be held in my retirement account?

    What assets are available for IRA investment?

    Where will my IRA’s precious metals be stored?

    Are there any taxes or penalties for transferring money from my IRA or 401(k) into a precious metals IRA?

    What types of investment accounts can I roll over into a precious metals IRA?

    Is there a buyback program? If so, what is the criteria?

    iTrust Capital vs. Competitors


    Bitcoin IRA logo
    • Annual Fee: N/A
    • Minimum Investment: $3,000
    • Promotion: Crypto buyback program


    BitIRA logo
    • Annual Fee: $300
    • Minimum Investment: $5,000
    • Promotion: Free ledger

    iTrustCapital Review & 3rd Party Ratings

    iTrust Capital enjoys favorable reviews across the board. Trustpilot has them at an average rating of 4.7 out of 5 stars, alongside glowing reviews that tout their ability to simplify the IRA rollover process and provide an easy-to-use platform for trading. 

    Crypto trading expert Devin Black put iTrust at the top of his list for crypto IRA platforms. Again, their easy and transparent process won the day, especially with consideration to its exceptional affordability. 

    How to Get Started with iTrustCapital

    iTrustCapital makes it easy to get started trading cryptocurrency and/or gold. The first step involves setting up an iTrust Capital IRA.

    To do so you will need to either roll over some or all of an existing IRA, Roth IRA, SEP IRA, SIMPLE IRA, 403(b), or 401(k). If you have an annuity held within an IRA, you can invest those funds as well. 

    If you do not have an existing IRA, you can set one up directly with your own funds. Their IRA experts can help you through the whole process.

    Since iTrust does not provide financial advice, you will want to make sure you have a sound investment strategy before setting up your account.

    Any investment carries some inherent risks, but the rewards are plentiful for those willing to do a little research. 

    Final Verdict

    iTrustCapital has found a successful strategy for getting more people invested in the crypto and physical gold marketplaces.

    Their secure platform, affordable pricing, and simple structure we’ve outlined in this article give them several significant advantages over similar services. 

    If you want to grow your wealth through trading in digital currency or precious metals, look into iTrustCapital

    Whether you want to restructure your retirement strategy completely or just diversify your portfolio, they can help. 


    iTrustCapital has carved out quite a niche in the investment game. They aim to provide a reliable, trustworthy platform for investors to trade in digital currency and physical gold markets. 

    iTrust Capital icon
    • Editor Rating
    • Rated 4.5 stars
    • 80%

    • iTrustCapital
    • Reviewed by:
    • Published on:
    • Last modified: February 4, 2022

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