iTrustCapital Review

iTrustCapital has carved out quite a niche in the investment game. They aim to provide a reliable, trustworthy platform for investors to trade in digital currency markets. 

By providing portfolio services with lower rates and fees than their competitors, they open up the world of digital assets to a wider range of investors. 

iTrustCapital Logo

Our Partner

Cryptocurrency IRA


  • Low trading fees
  • Low investment minimum
  • Secure crypto wallet
  • 24/7 account access
Overall Rating

Best self-trading crypto IRA platform

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Pros & Cons


  • No monthly fees
  • $100 in free Bitcoin
  • Wide variety of cryptocurrency
  • Affordable, transparent pricing


  • No investment advice
  • No mobile app

Whether you know it or not, your retirement in the future depends on smart decisions with your assets now.  iTrustCapital provides a platform to leverage your retirement account in the digital currency markets to move up your age of retirement. 

Many employers either contribute directly to a retirement account or provide an opportunity for you to do so.  An IRA (Individual Retirement Account) gives you direct custody over your retirement funds, allowing you to move assets around so that you can make your money work for you before you withdraw upon retirement. 

But that’s a lot of pressure. You might not know where to invest your retirement funds, or even how.  Exposing your retirement assets to market volatility can seem scary. 

In this review, we’ll talk about what iTrustCapital can and cannot do for you, so you can set up your future self for a comfortable retirement. 

iTrust Capital icon

Quick Summary

Minimum Investment: $1,000

Fees: 1% transaction fee

Promotion: $100 reward when you fund your account

About iTrustCapital

iTrustCapital provides an investment trading platform for users to directly purchase digital currencies through their retirement accounts. 

While these accounts typically require a “hands-off” approach, iTrust Capital’s platform enables real-time trading of assets to increase available wealth when you choose to retire. 

Users set up an IRA account with iTrustCapital, after which they can get right to trading.  The platform provides a means to manage funds without worrying about understanding all the legal ins-and-outs of the digital currency.

iTrust Capital also employs a team of IRA experts to help negotiate the dos and do-nots of your particular retirement account.

In other words, iTrust Capital has created a platform for both novice and expert investors to deal in the emerging market of digital and physical currency without needing an advanced degree in finance and accounting. 


iTrust Capital prides itself on a simple, straightforward model. Their platform serves offers the ability for individuals to invest in crypto inside of their retirement account.

If you have an existing IRA, they have a team of experts that can help navigate the process of rolling that account into the iTrust Capital platform.

Generally, you can rollover your account without tax issues or penalties.  Once you have an IRA set up, you can buy and sell assets twenty-four hours a day.

A personal dashboard keeps track of your accounts and activity.  Trades settle in one business day or less, with no limitations on transactions per day. 

Cryptocurrency IRA

Cryptocurrency IRAs allow investors to trade in Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Ripple (XRP), and EOS (EOS).

From that considerable roster, clients can invest as little or as much as they please.  Clients trade on a personalized dashboard, with a digital wallet employing top-of-the-line encryptions and security.

They also have charts for digital currency prices, allowing you to track potential investments and trends.

Minimum Investment & Fees

iTrust Capital’s platform provides an exceptionally affordable setup.



Crypto IRA

1% per trade

You should have at least $1,000 available to invest in your initial account, but iTrust has no account minimum should your assets drop below that figure.

On the other end, iTrust has no maximum account limit, making them available for a wide range of financial positions. iTrust does have a $30 trade minimum, but no maximum. 

The service itself is free per month, and each trade garners a 1% fee. But with no initial purchase fee, broker fee, or scaling based on the size of your assets, iTrust Capital sets itself apart from a lot of competitors. 

iTrust Capital aims to provide simple, straightforward pricing on an easy-to-understand platform.  To that end, they keep the hidden fees and complex price structures to an absolute minimum. 

Who is iTrustCapital Best For?

iTrustCapital suits anyone who wants to get into the crypto with their retirement accounts.  The traditional IRA market has not quite embraced these spaces, so incorporating their growth into many accounts has challenges.

If you want to avoid a lot of the rigamarole that goes into moving assets into these growing markets, iTrust Capital has a lot to offer.

Their team of experts and excellent customer service bridge the gap between the average investor and the complex world of digital currency. 

What Makes iTrustCapital Unique?

iTrustCapital has a noble goal: provide the most transparent, low cost, straightforward platforms for investors to trade digital currency 24 hours a day.

Most traditional IRAs do not offer the ability to trade in those markets, giving iTrust Capital a unique space in which to operate. 

iTrust Capital also offers some of the most affordable pricing for their services. Many other platforms charge a monthly fee - and fees of up to 15% per transaction when trading crypto.

At just 1% per transaction, iTrust offers superb value, especially for active traders.  By maintaining a simple platform and a team of IRA experts, iTrust Capital does a great job of opening up investment possibilities for a wide range of potential users.

iTrustCapital Alternatives

Bitcoin IRA
Bitcoin IRA logo
  • Fees: $240 annual account fee, 0.05% wallet holding fee
  • Minimum Investment: $3,000
  • Promotion: Crypto buyback program
BitIRA logo
  • Fees: $300/year
  • Minimum Investment: $5,000
  • Promotion: Free ledger for new customers
My Digital Money
MDM logo
  • Fee: 2.9% per trade
  • Minimum Investment: $1,000
  • Promotion: $50 or a free NFT to new qualified accounts

Reviews & 3rd Party Ratings

iTrust Capital enjoys favorable reviews across the board. Trustpilot has them at an average rating of 4.7 out of 5 stars, alongside glowing reviews that tout their ability to simplify the IRA rollover process and provide an easy-to-use platform for trading.

Crypto investments and trading expert Devin Black put iTrust at the top of his list for cryptocurrency IRA platforms. Again, their easy and transparent process won the day, especially with consideration to its exceptional affordability. 

How to Get Started

iTrustCapital makes it easy to get started trading cryptocurrency. The first step involves setting up an iTrustCapital IRA.

To do so you will need to either roll over some or all of an existing IRA, Roth IRA, SEP IRA, SIMPLE IRA, 403(b), or 401(k). If you have an annuity held within an IRA, you can invest those funds as well. 

If you do not have an existing IRA, you can set one up directly with your own funds. Their IRA experts can help you through the whole process.

Since iTrust does not provide financial advice, you will want to make sure you have a sound investment strategy before setting up your account.

Any investment carries some inherent risks, but the rewards are plentiful for those willing to do a little research. 

Should You Use iTrustCapital?

iTrustCapital has found a successful strategy for getting more people invested in the crypto marketplaces.  Their secure platform (employing multi-authentication protocols commonly used in the banking and military sectors), affordable pricing, and simple structure we’ve outlined in this article give them several significant advantages over similar services. 

If you want to grow your wealth through trading in digital currency or precious metals, look into iTrustCapital. Whether you want to restructure your tax advantaged retirement account strategy completely or just diversify your portfolio, they can help. 


iTrustCapital has carved out quite a niche in the investment game. They aim to provide a reliable, trustworthy platform for investors to trade in digital currency markets. 

iTrust Capital icon


How is crypto able to be held in my retirement account?

As digital currency has gained prominence in recent years, more and more custodians have set up their management to accommodate cryptos into IRA portfolios.

iTrust’s IRAs run through Sunwest Trust, a leader in the crypto marketplace.  The currency itself is traded via Curv, an industry-grade digital asset wallet with authentication protocols utilized by banks and the military. 

What assets are available for IRA investment?

  •  Bitcoin (BTC)
  • Ethereum (ETH)
  • Litecoin (LTC)
  • Bitcoin Cash (BCH)
  • Ripple (XRP)
  • EOS (EOS)
  • Editor Rating
  • Rated 4.5 stars
  • 80%

  • iTrustCapital
  • Reviewed by:
  • Published on:
  • Last modified: July 14, 2022

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