Review Process

How We Review Products and Services

You may have seen the following disclosure for all of the website’s business, commercial, and financial product and services reviews and recommendations.

We review stocks, precious metals, cryptocurrencies, real estate, and other businesses. It reads:

All of the analysis, opinions, and research on the site are the author’s and will not influence or edited by advertisers. Advertisers have no editorial input..”

Here we’ll outline the processes that go into making our product and service recommendations that result in the unbiased, trustworthy reviews you can rely on.

Retirement Investment maintains strict independence between the editorial process by which products and services are evaluated and the development of financial relationships by the sales staff who have no influence over the resulting scores and rankings.

We do make money on some, but not all, of the products and services we recommend if you click on a link.

Our Team

Our senior editorial team oversees all product reviews and has decades of experience in creating objective and astute financial content. You can learn more about our editorial team on our About Us page.

But we don’t do it alone. We are committed to ensuring that our content and team reflect a diversity of voices. You can read our Terms here.

Our Financial Products and Services Reviews Team

The team responsible for reviewing all providers and products in the financial services space is composed of current and former industry practitioners and dedicated journalists.

Together, they have years of experience covering such financial topics as investments, financial markets, and business and personal finance for publications.

Many of our writers and editors have used or sold these products and services in the past at different Popular companies. The team relies on its years of expertise to offer important, unbiased insights so readers can make informed decisions about their financial lives.

Our Commercial Products and Services Reviews Team

We’re a team of experienced writers and editors who obsessively scour the retail landscape (both online and off) to find the best products for your life.

Besides being experts in our fields, having worked for brands like Forbes, Business Insider, and Huffington Post—we’re consumers too—and we personally have a passion for products and services that make your life easier.

Types of Reviews

We publish business, commercial, and financial product and services reviews that fall into four general formats:

  • Business and financial product and service reviews and recommendations that feature star ratings that are based on our deep subject matter expertise and research.
  • Business and financial product and service reviews and recommendations that do not have star ratings. These rely on our deep subject matter expertise and detailed research.
  • Commercial product reviews and recommendations that do not have star ratings. These rely on our deep subject matter expertise and detailed research.
  • Financial product recommendations that are interested in high dividend stocks investments.

Business and Financial Product and Services Reviews with Star Ratings

We examine an industry to determine the universe of companies we should consider, paired with our own deep knowledge of that industry.

We develop an in-depth scoring methodology to rate the products and services of those companies. From there we gather the data and determine the overall star value.

Here is the list of some reviews that fall in this Category:

Business and Financial Service Reviews Without Star Ratings

We examine an industry to determine the universe of companies we should consider, paired with our own deep knowledge of that industry. We gather standardized data using a combination of the information publicly available and user reviews.

Here is a non-exhaustive list of some of the reviews that fall into this category: