Swagbucks Review – Earn Free Gift Cards & Cash

I’m Cassidy Horton, a personal finance freelance copywriter. I craft action-worthy content for financial services companies. My #1 goal is helping people break the paycheck-to-paycheck cycle and experience financial freedom.

Swagbucks is a company that allows you to earn free gift cards when you shop online, watch videos, take surveys, and discover deals and promo codes. Over $150 Million paid to members.

Swagbucks logo

Our Partner

Gift Card Reward Site


  • Earn free gift cards and cash
  • Cash back on shopping
  • Quick payments
  • Free to signup
Overall Rating

Best for Free Gift Cards

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Read our Advertising Disclosure.

Pros & Cons


  • Earn free bonuses when you signup
  • Redeem points for cash or gift cards
  • Multiple ways to earn money
  • Join for free


  • Takes up to 10 days to receive gift cards
  • Payouts on surveys aren't that high

If you’ve spent more than five minutes on the internet researching side hustles and ways to make money online, then you’ve probably run across Swagbucks

It was one of the first sites out there to pay you for taking surveys and completing everyday simple online tasks. And 10+ years after its inception, it’s still the top-rated site on the market.   

There are tons of rewards programs and survey sites out there promising to make you rich quick… which seems too good to be true.  (Even I’m a bit skeptical of all those articles claiming quick, easy ways to make money from home.) 

Swagbucks won’t make you a millionaire overnight, but it’s a great way to pad your pocket with extra spending money. 

  • So, what is Swagbucks?
  • Is Swagbucks legit?
  • And exactly how much money can you earn through the site? 

We’ve answered all these questions (and more) so you can see if Swagbucks is a good way to earn extra cash.

SwagBucks icon

Quick Summary

Signup Cost: $0

Potential Earnings: Up to $25 to $50 (gift cards)

Promotion: $10 sign-up bonus

What Is Swagbucks?

Swagbucks is a rewards platform that gives you free gift cards in exchange for completing everyday tasks online. Earn points when you take online surveys, shop online, watch popular videos, search the web, and more.

Once you have enough points, cash them out for e-gift cards to more than 140 retailers, including Amazon and PayPal.

Swagbucks is completely free to join and has quickly become the web's most popular rewards program.  It's headquartered in El Segundo, California, and its parent company is Prodege, LLC. 

As of 2022, Swagbucks has over 25 million users and has paid out nearly $679,000,000 in rewards since it started in 2008.  On average, it gives out 7,000 free gift cards per day.

Is Swagbucks Safe?  

Yes. Swagbucks is a safe and legit company.  Here are a few ways you can tell it isn’t a scam:  

  • Registration is free (Swagbucks doesn’t make you pay to use its service).
  • You’re not asked to enter credit card or bank account information (Swagbucks has zero access to your financial accounts).
  • You can google the company and read positive online reviews (It has thousands of positive reviews on major sites like Trustpilot and the Better Business Bureau (BBB)).
  • It’s established through the BBB (Swagbucks parent company, Prodege, LLC has established an A+ rating on the BBB—the highest rating a business can receive).
  • You can read its privacy policy and terms of use on its website (Swagbucks’ website clearly states how and when it uses your personal information).

With these five points of proof in mind, you can have confidence knowing Swagbucks is a legit way to earn money. 

What Do Customers Say About Swagbucks? 

If you check out the Better Business Bureau (BBB), you’ll see that Swagbucks has earned an A+ rating and has over 1,00 reviews with a 3.97 out of 5-star customer rating. 

The company has nearly 25,000 reviews on Trustpilot with a 4.3 out of 5-star rating.  Here’s what people love (and don’t love) about the company...

Positive Reviews

Customers love that Swagbucks gives them an easy, mindless way to earn some extra cash.  You’re always paid on time and it's easy to cash out funds for gift cards when you’re ready. 

Unlike other sites that only pay you to take surveys, Swagbucks pays you for a wide range of activities.

Customers love that they can earn points while watching videos about celebrity gossip, playing the latest online game, and discovering brand new apps and services. 

Many customers say that, without Swagbucks, they wouldn’t have the extra spending money they need to treat themselves or buy holiday and birthday gifts for their families.  

Negative Reviews

Even with glowing reviews, Swagbucks still has its areas of improvement.  One common complaint is that the Swagbucks system can have glitches that result in missed reward payments.

For example, the system may error out and not track your online purchase like it's supposed to.  Although this can be annoying, customers say the company is quick to award points as long as you submit a ticket with sufficient proof.

Another common complaint is that, while the site is still better than most, it’s not as good as it used to be.  For example, users used to earn 5 SB for watching a 7 to 10-minute video, but that reward has dropped to 2 SB for hour-long videos.

Although Swagbucks has reduced points in certain areas, it’s also increased points in others.  Check out some of Swagbucks’ latest reviews below...

Swagbucks Reviews

This screenshot shows recent Swagbucks reviews from Trustpilot.

How Does Swagbucks Work? 

Here’s the rundown on how Swagbucks works.  First, you’ll create your account and complete any sign-up bonuses the site is offering at the moment.

(At the time of this article, you can earn up to $31.58 in bonuses when you create your account.)  Once your account is set up, scroll through your dashboard and begin diving into opportunities.

Start with surveys if you’d like. Or, earn points by watching videos, playing games online, discovering new products, surfing the web, and more.

How Are Points Awarded?

100 SB = $1. So, if you take a survey and earn 50 SB, you’ve earned $0.50.  Once you’ve earned enough points, cash them in for a gift card of your choice in the Swagbucks Rewards Store.

There are currently over 140 retailers to choose from, including Visa Rewards cards, Amazon, Walmart, and Target. Or, redeem points for Paypal cash.

8 Ways To Earn Money Through Swagbucks

Swagbucks packs a punch when it comes to variety. There are tons of ways to earn rewards. Let’s look at eight...

Complete Surveys

Get paid to share your opinion! If you like answering surveys, Swagbucks has standard and gold surveys you can complete in exchange for SB.

Typically, the longer the survey, the more rewards you’ll earn (as long as you qualify).  Most surveys range from 40 SB to 200 SB, but some can be worth more or less. 

Watch Videos

Watch popular videos and earn Swagbucks in exchange for your time.  Videos include sports clips, advertisements, recent movie clips, trailers, educational videos, celebrity news, and more. 

This may be the most enjoyable way to earn money through Swagbucks, but it also pays the least—usually 2 SB ($0.02) per video. 

Play Games

Do you already play video games online that require in-game purchases?  If so, you can earn instant bonus points when you pay for in-game features through the Swagbucks portal. 

Most in-game purchases run you 4 SB points per $1. So, if you spend $10 playing Angry Birds Champions, you earn Swagbucks worth $0.40. 

Swagbucks has a range of games you can earn rewards playing, but some popular options include:

  • Trivial Pursuit
  • Dynomite
  • Big Money
  • Bejeweled Blitz
  • Spider Solitaire

Earn Cashback

Raise your hand if you shop online. Yeah, me too. Swagbucks lets you earn cashback and coupons when you shop on popular sites through its portal.

Cash back percentages range from 1% to 12+% depending on the merchant.  For example, Swagbucks currently has a promotion where you earn 8% cashback when you shop at Amazon.

So, if you spend $100, you get $8 back in the form of 800 SB. That’s not too bad, right? 

Here are 10 of Swagbucks featured cashback stores:

  1. Target
  2. Groupon
  3. Best Buy
  4. Amazon
  5. Old Navy
  6. Sam’s Club
  7. Expedia
  8. The Home Depot
  9. Chewy.com
  10. Lululemon

If you do any shopping online, there’s a good chance you already shop at these stores.  Why not take advantage of a little extra savings?

Refer-A-Friend Program 

Swagbucks gives you a referral link when you create your account, which you can share with family and friends via social media and email. 

When they create an account and earn 300 SB within their first 30 days, you’ll both receive a $3 bonus.  Plus, you’ll receive a 10% bonus on all their lifetime earnings.

So, if your friend makes $500 a year with Swagbucks, you’ll earn an extra $50 just for referring them. 

Complete Goals

There’s a “Daily Goal” tab at the top of your Swagbucks portal. Complete these tasks within the given timeframe and you’ll earn bonus Swagbucks. 

There are daily, weekly, 14 day, 21 day, and monthly Swagbuck goals you can reach for bonus points.  As an example, your daily goal may be to earn 30 SB. If you meet this goal, you’re rewarded with 3 bonus SB. 

Surf The Web

SwagButton is a Chrome Browser extension that awards points as you surf the web, shop online, and visit certain sites.

Instead of having to remember to log into Swagbucks to earn cashback on purchases, you can do it all straight from your browser and the extension will track everything for you.  

Discover Deals

Earn extra Swagbucks when you sign up for free trials, download mobile apps, try out new services, and more.  At the time of this article, first-time DoorDash customers earn 1500 SB ($15) when they place an order.

New Hulu customers earn 1800 SB ($18) when they sign up for their first month. And, earn 1000 SB ($10) when you order your first Hello Fresh meal kit.

How Much Can You Earn On Swagbucks?

There’s no limit to the amount of money you can earn through Swagbucks. Some tasks earn you 1 SB while others go as high as 20,000+ SB.

Generally, certain tasks pay less than others, and the highest paying opportunities are the ones that require you to spend money. 

For example, you can earn 12% cashback (or 12 SB for every $1) when you shop online with certain retailers. While watching videos may earn you 2 SB for every 30 minutes. 

Truthfully, there's no such thing as free money - but if you give Swagbucks a few hours of your week, you can expect to earn at least a $25 or $50 gift card every month. 

For many customers, this is all they need to get a jump start on birthday or holiday presents.

How Can I Cash Out My Earnings?

With Swagbucks, you can earn cash from those SBs as free gift cards through its reward store. Swagbucks current has over 140 brands in its rewards store, including PayPal, Amazon, and Walmart.  

You can’t cash out SBs for actual cash, which may be a bummer at first glance.

But Swagbucks makes up for its lack of cash by offering preloaded Visa cards and Paypal cash (paid to your PayPal account), which you can then use however you’d like.

Discounts On Gift Cards

Traditionally, 100 SB = $1, but Swagbucks often has gift cards for discounts.  At the time of this article, iTunes gift cards are 20% off, so you can get a $10 gift card for 800 SB.

Amazon cards are 12% off, making a $25 card cost only 2200 SB.  This is yet another way you can earn points and save money through Swagbucks.

Swagbucks vs. Competitors

Survey Junkie logo
  • Potential Earnings: $2 to $75 (per survey)
  • Signup Cost: Free
  • Promotion: Earn additional rewards
Inboxdollars logo
  • Service: Complete tasks for cash
  • Signup Cost: Free
  • Promotion: $10 sign-up bonus
Paribus Review
  • Service: Price protection monitoring
  • Signup Cost: Free
  • Promotion: No current promos

How Do I Get Started With Swagbucks?

Okay, so you’ve done your research and you’re ready to give Swagbucks a try. Congratulations!  Sign up for Swagbucks using the 3 simple steps below (and don’t forget to snag your bonuses):

Step 1:

Go to the official Swagbucks website.

Step 2:

Enter your email address and password on the home screen and click Sign Up Now.

Step 3:

Complete the sign-up bonus offers to earn up to $31.58 instantly.

When you sign up, Swagbucks gives you a jump start on earnings through bonus offers.

These include:

  • 1800 SB ($18.00) for trying Hulu
  • 1000 SB ($10.00) when you shop online through Swagbucks
  • 300 SB ($3.00) for signing up for four offers
  • 50 SB ($0.50) for adding the SwagButton extension to your web browser
  • 5 SB ($0.05) for taking a 3-minute profile quiz
  • 3 SB ($0.03) for joining Swagbucks Recognition Program


We searched the internet for your top questions about Swagbucks and answered them below. 

Can I have more than one Swagbucks account?

How long does it take to redeem rewards?

Do I earn SB on my birthday?

Do SBs expire?

Should I Try Swagbucks?

Swagbucks won't be the side-hustle that rakes you in a ton of cash, but it is a great way to earn extra money for things you already do. 

You’ll never get bored with the site because there are multiple ways to earn money - answer surveys, play games, watch videos - etc.

Take a few surveys, then switch it up with video games, online shopping, and advertisements.  At the end of the month, treat yourself to a free gift card with all those SBs you collected.


Swagbucks is an online rewards platform that offers up to 20% cash back when users complete surveys, shop online, purchase gift cards, watch videos, sign up for free offers, and more. Points can be redeemed for gift cards and PayPal cash, with a minimum payout of $3.

SwagBucks icon

Have questions about Swagbucks we didn’t cover in this review? Drop them in the comments below. 

I’m Cassidy Horton, a personal finance freelance copywriter. I craft action-worthy content for financial services companies. My #1 goal is helping people break the paycheck-to-paycheck cycle and experience financial freedom.

More Posts

You May Also Like

Bookkeeper Launch review


Bookkeeper Launch Review – Is It Worth The Cost?

Empty Nesters


Empty Nesters or Not: How Parents Help Adult Children in 2023

budgeting 101


Budgeting 101: How to Budget Money (10 Steps)

income diversity


Why is Income Diversity Important?