Fundrise vs. Roofstock: Which is the Better Platform?

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I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

This guide to Fundrise vs. Roofstock will help you to choose the most suitable real estate investing platform for your needs.

Who Can Invest:
Any investor
Who Can Invest:
Any investor
Availability:
All 50 states
Availability:
All 50 states
Minimum investment:
$10
Minimum investment:
$5,000
Management fee:
0.15% annual advisor fee, 0.85% annual asset management fee
Management fee:
Higher of 0.5% or $500
Asset Classes:
Managed portfolio of individual properties
Asset Classes:
Single-family homes
Features:
  • Variety of plans with minimum investments ranging from $10 to $100,000
  • Mobile app that has an in-app newsfeed so you can stay up-to-date
  • IRAs
Features:
  • Free financial management software purpose-built for real estate investors
  • Accredited investors can gain SFR exposure through fractionalized investments in curated portfolios.
Distributions:
Some portfolios generate dividends quarterly
Distributions:
Rental income from your properties
Best for:
Beginners looking for a managed real estate option
Best for:
Investors seeking direct ownership of single-family rentals
Who Can Invest:
Any investor
Availability:
All 50 states
Minimum investment:
$10
Management fee:
0.15% annual advisor fee, 0.85% annual asset management fee
Asset Classes:
Managed portfolio of individual properties
Features:
  • Variety of plans with minimum investments ranging from $10 to $100,000
  • Mobile app that has an in-app newsfeed so you can stay up-to-date
  • IRAs
Distributions:
Some portfolios generate dividends quarterly
Best for:
Beginners looking for a managed real estate option
Who Can Invest:
Any investor
Availability:
All 50 states
Minimum investment:
$5,000
Management fee:
Higher of 0.5% or $500
Asset Classes:
Single-family homes
Features:
  • Free financial management software purpose-built for real estate investors
  • Accredited investors can gain SFR exposure through fractionalized investments in curated portfolios.
Distributions:
Rental income from your properties
Best for:
Investors seeking direct ownership of single-family rentals

About Fundrise

Fundrise is a real estate investment platform that allows you to purchase private REIT shares, track your investment’s performance, and reinvest dividends according to your preference.

To that end, Fundrise identifies, buys, and manages platform users’ properties, maximizing long-term investment returns.

The company automatically allocates your balance across different funds based on your personalized goals. The platform is accessible, easy to use, and boasts low credit and investment requirements.

Additionally, the company prioritizes accessibility and transparency, ensuring that information is readily available on its website.

Fundrise intends to provide quality investment opportunities to the average U.S. citizen, and the platform’s user-friendly interface and wealth of information cater to both new and experienced investors.

Pros
  • Invest with just $10
  • Hands-off real estate investing
  • Open to all investors
  • Easy-to-use platform
Cons
  • Taxed on dividend income
  • Illiquid investments
  • Charges an annual fee
Fundrise

Welcome to the future of real estate investing. Build a portfolio of private assets like real estate, private credit, and venture capital.

We earn a commission for this endorsement of Fundrise.

About Roofstock

Gregor Watson founded Roofstock in 2021. He wanted to make real estate investing as easy as possible and accessible to more investors.

To do this, he created a platform that would allow users to browse, buy and invest in properties all in one space, which is known as Roofstock.

Roofstock is a platform that allows users to invest in single-family homes, buy property portfolios and sell properties without the need for excessive transaction fees or real estate agents.

Pros
  • Low fees for buyers and sellers
  • Pre-vetted properties
  • Offers property management
  • Passive investing options
Cons
  • $5,000 minimum investment
  • Illiquid investments
  • Roofstock One is only for accredited investors
Roofstock

Explore the Roofstock online marketplace to invest in single-family rental (SFR) homes to build and grow your real estate portfolio.

We earn a commission when you create a free account and deposit funds.

Which Platform Should You Choose?

Ultimately, both Fundrise and Roofstock deliver unique features and services for different prospective investors.

If you’re just starting out, Fundrise may be the best option. If you want to directly invest in single-family rental homes, then Roofstock is the better option for you.

If you’re still undecided, check out the criteria below for each platform. You can also read customer reviews on both companies’ websites or user testimonials on third-party websites.

Choose Fundrise if:

Fundrise is best for non-accredited investors and beginners. Choose Fundrise if:

  • You have a small budget since the platform requires an initial investment of only $10.
  • You want a fully automated, managed service, as Fundrise selects assets for you.
  • You are new to property investing or require a more hands-off service.

Choose Roofstock if:

Roofstock is most appropriate for investors looking to invest in alternative investments without having to do any research. Opt for Roofstock if:

  • Investors seeking direct ownership of single-family and larger portfolios of residential rental property.
  • A high-volume and institutional investors to buy, manage, and sell single-family rentals.
  • Online marketplace to buy turnkey single-family rental properties.

I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

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