Fundrise vs. RealtyMogul: Which is the Better Platform?

This guide to Fundrise vs. RealtyMogul will help you to choose the most suitable REIT platform for your needs.

• Are you eager to invest in real estate?
• Do you want the passive income of property investments without the hassle of managing every process step?
• Are you looking for real estate deals for apartment complexes or other excellent portfolio options?

We’ve assembled this thorough overview of Fundrise vs. RealtyMogul—two of the best real estate investment trust (REIT) platforms—to give you the necessary tools to establish lucrative property investments.

Regardless of your specific investment goals or personal finance status, REITs are an easy and popular way to invest in real estate, and REITs collectively own over $4.5 trillion in gross real estate assets.

RealtyMogul, one of the highest-performing property investment platforms, has witnessed over $500 million in capital invested in real estate assets since its inception in 2013.

Although both services let you manage passive investments, several crucial differences between them—from investment opportunities to credit requirements—may influence your decision.

Use this guide to select the best platform for your investment needs and begin generating passive income as a viable illiquid alternative to the stock market.

About Fundrise

Fundrise is a real estate investment platform that allows you to purchase private REIT shares, track your investment’s performance, and reinvest dividends according to your preference.

To that end, Fundrise identifies, buys, and manages platform users’ properties, maximizing long-term investment returns. The company automatically allocates your balance across different funds based on your personalized goals.

The platform is accessible, easy to use, and boasts low credit and investment requirements. Additionally, the company prioritizes accessibility and transparency, ensuring that information is readily available on its website.

Fundrise intends to provide quality investment opportunities to the average U.S. citizen, and the platform’s user-friendly interface and wealth of information cater to both new and experienced investors.

Fundrise Pros & Cons

About RealtyMogul

RealtyMogul is a property investment platform that allows you to invest significant funds in real estate assets across the country.

The company funds commercial real estate, including apartment buildings, retail properties, office buildings, and industrial sites.

Commercial properties tend to require higher budgets but also generate higher returns for investors. RealtyMogul investment focuses on commercial properties that are fully stable, located in Class A neighborhoods, and entail low risk.

As a real estate platform, RealtyMogul requires a minimum budget of $5,000 for REITs and $25,000 for individual assets. RealtyMogul offers several features that other platforms do not, including customization, managed onboarding, and responsive, multi-channel customer service.

With RealtyMogul, you can choose your assets and customize your portfolio. For this reason, RealtyMogul may work best for those with some experience or accredited investors.

RealtyMogul Pros & Cons

RealtyMogul vs. Fundrise: How Do They Compare?

Although RealtyMogul and Fundrise have managed property investment options, the two platforms differ in several essential aspects.

While Fundrise offers low minimum investments, RealtyMogul requires a higher initial investment. Additionally, RealtyMogul requires accreditation for select assets.

As a result, RealtyMogul generally caters to investors with heftier budgets and higher-than-average credit. Moreover, while both platforms allow you to invest in REITs, RealtyMogul has more customization options and lets you self-select individual assets based on your needs and interests.

RealtyMogul also specializes in commercial investments, which tend to require higher budgets. For this reason, RealtyMogul may work better if you have some property-investing experience.

Lastly, although both maintain fully managed services, RealtyMogul has a more responsive customer service team and additional avenues of communication for investors.

Which Platform Should You Choose?

Ultimately, both Fundrise and RealtyMogul deliver unique features and services for different prospective investors.

If you’re just starting out, Fundrise may be the best option. If you want to customize your portfolio and get greater returns, consider RealtyMogul.

If you’re still undecided, check out the criteria below for each platform. You can also read customer reviews on both companies’ websites or user testimonials on third-party websites.

Choose Fundrise if:

Fundrise is best for non-accredited investors and beginners. Choose the RealtyMogul competitor if:

• You have a small budget since the platform requires an initial investment of only $10.
• You want a fully automated, managed service, as Fundrise selects assets for you.
• You are new to property investing or require a more hands-off service.

Choose RealtyMogul if:

RealtyMogul is most appropriate for accredited investors and high-net worth investors. Opt for RealtyMogul if:

• You have a more significant investment budget since the platform requires a minimum investment of $5,000.
• You have the time and expertise to self-select funds and properties.
• You need responsive and high-quality customer service.

FAQs

Are you still undecided? Have a look at the answers to our most frequently asked questions.