XTB Review

I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

XTB is one of the largest global stock exchanges. The company has experience in forex, foreign exchange, trading, and brokerage. With XTB, users have hundreds of global markets at their disposal instantly.

XTB logo

Our Partner

Forex Broker


  • Easy to use, fully customizable platform
  • Superior execution speeds
  • Trader's calculator, performance statistics, sentiment
  • Charts trading, market order depth
Overall Rating

Best for lowest fees

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Pros & Cons


  • Over 2,000 tradable assets
  • Highly safe and monitored regulations
  • Access to any publicly traded companies
  • Personal one-on-one forex and CFD training and education


  • Minimum deposits over 250 of the local currency
  • Not accepting clients in the United States

If you ever wonder if there was a global exchange that had extremely low fees and commodities for new users? XTB might be your charm.

XTB does business in more than ten countries, including great European powerhouses like the United Kingdom, France, and Germany. 

In this XTB review we’ll look at why it’s one of the most popular exchanges, it’s benefits and features.  XTB is an excellent tool for those with new or beginning interests in investments and trading.

It is also a solid trading platform and device for engaged traders and those interested in the foreign exchange market, forex.

XTB icon

Quick Summary

Account Minimum: $0

Fees: Depends on the type of trade

Promotion: Free demo account

About XTB Online Trading

XTB online trading, formally X-Trade Brokers, began in 2002. Headquartered in Poland, XTB rebranded several times between 2002 and 2016 until finally becoming a publicly-traded company XTB. 

XTB provides its users access to FOREX, forms of cryptocurrency, shares, and more as a global trading platform.  XTB is available in more than thirteen countries.

Poland, the United Kingdom, France, Germany, the United Arab Emirates, and Chile are among those countries. However, despite being a global institution, XTB is not offered in:

  • The United States
  • Afghanistan
  • Albania
  • Australia
  • Bangladesh
  • Belgium
  • Belize
  • Bosnia
  • Cuba
  • Ethiopia
  • Guyana
  • Hong Kong
  • India
  • Indonesia
  • Iran
  • Iraq
  • Israel
  • Japan
  • Kenya
  • Laos
  • Libya
  • Macao
  • Mauritius
  • Mozambique
  • New Zealand
  • North Korea
  • Pakistan
  • Palestine
  • Panama
  • Republic of the Congo
  • Singapore
  • South Korea
  • Syria
  • Turkey
  • Uganda
  • Vanuatu
  • Venezuela
  • Yemen
  • Zimbabwe

XTB is regulated in the United Kingdom by the Financial Conduct Authority and in Poland by the Polish Financial Supervision Authority. 

XTB offers users two subscription options, standard, and pro.

XTB Products

XTB has six main products, Forex, indices, shares, cryptocurrencies, ETFs, and commodities. 


Forex or foreign exchange is a marketplace where one can trade and invest national currencies, excluding the U.S. dollar. By definition, forex is used for trading national currencies against one another.

The process is known as currency pairing.  Forex trades are measured by global speculation to initiate lower risk for diversified investment portfolios.

Exchanges that allow for forex trading exchange are referred to as FX platforms. XTB is a FX platform.  XTB offers FOREX traders round-the-clock access to trades five days a week through forex trading brokers.

There are a minimum of 48 currency pairs and low spreads, the difference between the bid and asking price of the trade. XTB forex is known for:

  • No minimum deposits
  • Rapid deposits
  • Fast withdrawals
  • Micro Lot trading 
    • No limit or restriction on trading. Trades can be as large or small as the trader wishes.


Indices are the plural form of a stock market index. A stock market index is how well or poorly a group of shares performs. Ultimately, the price of the stock increases or decreases based on the share's performance. 

XTB indices offer:

  • Access to more the twenty global indices 
    • United Kingdom
    • United States
    • China
    • Germany
  • A variety of competitive spreads
  • Rollovers
  • Trading apps for iOS and Android
  • And more

Stocks and Shares

One of XTB’s main products is stocks and shares as an exchange market. XTB offers:

  • Zero percent commission on trades under a standard account
  • Access to numerous CFD’s 
    • A CFD is a contract for differences. This represents the amount left over between the buyer's bid and the seller's price. 
  • And more


Cryptocurrency is sweeping trading and investments. XTB offers a platform not only for traditional trades but also for the cryptocurrency world. XTB provides:

  • Over ten well-known cryptocurrencies 
    • Bitcoin
    • Dogecoin
    • Ethereum
    • And more
  • Access to a 24/7 market
  • Low costs, fees, and spreads
  • Safety in regulation and cybersecurity
  • Speedy deposit and withdrawals


ETFs or exchange-traded funds are a group of investments that can be sold in one unit like a singular trade. XTB provides the following for ETFs:

  • Zero percent commissions on standard accounts 
  • Access to diverse portfolio options
  • Balance protection 
  • And more


Commodities are precisely what their name suggests. Natural resources like energy, precious metals, etc., are considered commodities.

The trading and investing of these commodities or companies that work with these commodities are considered financial or investment commodities. 

The last of the XTB products are commodities. XTB commodities offer:

  • Low and competitive spreads
  • Rollovers
  • 24/7 market and exchange access
  • And more

XTB Commissions & Fees

XTB offers low spreads and no or low commission fees.  Under a standard XTB account, users are not charged any basic fees. However, there are some fees associated with stock trades.

Pro account users are charged a commission. The commissions are processed for every trade made.  For Pro accounts, there is no standard fee or commission surcharge.

Commissions are based not only on the trade but also on location. Since XTB is global, different countries and regions are subject to other processes. There are additional commission fees for:

  • The United Kingdom (30:1 Leverage)
  • Countries outside the European Union or the United Kingdom (500:1 Leverage)
  • $10 inactivity fee (365 days without any trade)

Who is XTB Best For?

XTB takes pride in its ability to be a valuable platform for new and beginning traders to active and advanced traders and Forex enthusiasts. 

XTB engages those seeking minimal costs and sound trading options as a platform.  XTB is known for lowering spreads or bid costs and commission fees and removing unwanted costs such as wire fees. 

If any of the previously mentioned sounds like something you might be interested in, don’t hesitate to get XTB for your personal stock exchange platform.

Compare to Other Brokers

IG Trading
IG Trading logo
  • Trading Fees: .5%
  • Account Minimum: $250
  • Promotion: Sign-up bonus depending on deposit
CMC Markets
CMC Markets logo
  • Trading Fees: $11.00 or 0.10%
  • Minimum Deposit: $0
  • Promotion: Risk-free demo
Forex.com logo
  • Trading Fees: Depends on the trade
  • Minimum Deposit: $210
  • Promotion: Up to $5,000 welcome bonus


Financial and cyber trading and investment platforms have emerged over the past few years. With the rise and interest in trading, there are some concerns. 

XTB is a global company with a wide product offering in trading and investments. But, what are the answers to some frequently asked questions regarding the safety and security of XTB as a platform?

Is XTB trading legit?

XTB trading is a legitimate exchange market. The company and exchange platform are considered extremely low-risk. XTB has an extremely high Trust Score of 95. 

A Trust Score is determined by ForexBroker.com. The scoring takes a variety of factors into account. Factors include regulation, years of experience and operation, and standing in the financial community. 

As a publicly-traded company, XTB is a part of a tiered regulation system. XTB operates under the first tier and the highest forms of regulation.

Is XTB good for beginners?

Yes, XTB is great for beginners interested in trading, FOREX, and the market in general. XTB is:

  • User friendly
  • Available in iOS and Android platforms
  • Low in cost and fees
  • Free to standard users with no minimum deposits to start
  • An education source for traders
  • Demo accounts
  • Trading tutorials
  • Educational videos

Is XTB regulated?

With regulations across the globe but mainly in the United Kingdom and Poland, XTB is regulated and highly regarded. The use of XTB under the Financial Conduct Authority in the United Kingdom practices fair and strict regulations on businesses, individuals, and policies.

Is XTB safe to use?

XTB is a legitimate trading and investment platform. It is highly regulated with extreme safety measures in place.  Data from XTB is processed and stored through secure SSL connections.

The strict XTB regulations also provide extra layers of security and protection.

Should You Use XTB Online Trading Platform?

XTB is one of the top-performing exchange markets in the world. A XTB review reveals that the company offers many products and services, including forex, commodities, ETFs, and more. 

Trading and investments can be hard to understand. XTB provides a simple platform with ease of access and user-friendly mobility for new and advanced users. 

XTB is a leader in trading and investments because of its low costs and fees, global capacity, and many features. The company provides a legitimate space for traders and investors.

XTB is highly regulated and safe to use. Visit their website.

XTB Online Trading

XTB is one of the largest stock exchange-listed FX & CFD brokers in the world, providing retail traders instant access to hundreds of global markets.

XTB icon

I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

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