Titan Review – Is Titan a Good Investment?

Pros & Cons

Have you ever wondered why only the wealthiest investors are allowed in on so many advantageous investment tools, like hedge funds and IPO offers? At the same time, the vast majority of us rarely break free from the bonds of index funds and IRAs?

Well, Titan thought it was time for the everyday investor to be able to enjoy some of those tools as well.

In this Titan review, we will look into how Titan uses unique algorithms and expertise to actively curate a stock portfolio with hedge-type protection for the everyday investor.

We will see how they achieve above-average market returns, what services they do and don’t offer, and what kind of investor is best suited to work with Titan.

About Titan

Founded in 2018 by Joe Percoco, Clayton Gardner, and Max Bernardy, Titan was created to allow everyday investors to benefit from the structures used by hedge funds and wealthy investors to maximize investment growth. 

They currently have 25,000+ clients with an AUM of $500+ million.

How Does It Work?

Sometimes known as a Robo-advisor, that also utilizes seasoned investment experts to package stock portfolios that will maximize investment growth potential. 

Additionally, they utilize a portion of the client's portfolio for a hedge fund-like strategy to bolster earnings during market downturns, which helps shield an investor’s risk exposure. More on these points a bit later.

Features

Titan has an in-house investment team that actively manages a series of investment strategies with the goal of outperforming the market. Their goal is to compound your capital 15% per year, which implies doubling your assets every 5 years.

They Titan analyzes a company’s fundamentals using qualitative and quantitative analysis to find stocks with strong long-term growth potential.  

Since its inception in 2018, Titan has used this method to outperform top indexes and the S&P 500 by a good margin.

Rather than dealing in index funds or other bundled investment products, Titan Invest will create a portfolio of 15-25 carefully curated stocks for the investor. Traditionally, this does carry a bit more risk than, say, a mutual fund.

So how do they mitigate that risk?

They balance this risk by actively updating the portfolio and reserving a portion of capital to hedge market downturns.

In this Titian review, we’ve talked about it being like a hedge fund for the common investor, so what do I mean here?  While they are not a hedge fund per-se,  they do utilize a hedge fund-like feature to curb exposure during market downturns.

Depending on a client's risk tolerance ( conservative, moderate, or aggressive), they will reserve a portion of capital to short the market and maintain growth. This is typically 1-20% of the portfolio capital depending on your risk preference. 

The portfolio is actively managed, meaning that it is constantly being analyzed and adjusted for market trends. They aim to keep portfolios buoyant and robust over the long term.

They will adjust the stock-to-hedge ratio depending on what the market is going to do.

All of this information can be navigated by the client with the Titan app for iOS and Android. You will find everything you need to set up an account, track your investments, and get in touch and stay current with the operations at Titan. 

In addition to traditional stock investments, Titan also offers traditional and Roth IRA accounts, as well as 401(k) accounts, originated from the company or as a rollover from a previous account.

Investors have 2 options in opening an account: Titan Flagship and Titan Opportunities. Flagship allows investors to enter the market with as little as $100, while the Opportunities option starts with a $10,000 entrance. 

You can compare/contrast these options below.

What are Titan’s Fees?

So, let’s have a look at Titan’s fee structure and some of the differences between the Flagship and Opportunity options.

While the Flagship strategy keeps its focus on large-cap US companies ($500 billion avg.) the Opportunities strategy will focus on small and mid-size cap US companies  ($9 billion avg.) as well as the large-cap companies, when advantageous.

Both strategies employ hedging opportunities when market conditions call for it. This may include inverse ETFs or other products that work in counterbalance to traditional stock movement.

It is also worth noting that although 1% may be a little high compared to traditional stock trade fees, it is far lower than what a traditional hedge fund would charge.

So, if you are looking for protection against down markets, this is a good price for that coverage.

Titan vs. Other Advisors

FAQ’s

Check out some commonly asked questions about Titan.

Should I Invest with Titan?

It depends on what you are looking for. It is not for day traders or constant hands-on activity. Titan is focused on the long-term growth and protection of your capital. They offer a better than average yield, and hedge fund-type investment structure at an entry-level premium.

If you are a new investor with limited capital and you want high-value performance and protection over time, then Titan offers an easy and user-friendly option to get you growing your wealth.