CoverHound Review

I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

Are you tired of overpaying for personal or small business insurance? If you have exhausted time and money shopping for affordable insurance coverage, check out the CoverHound reviews for 2024 and see how they can help get you the right business or personal insurance. 

CoverHound logo

Our Partner

Business Insurance

AT A GLANCE

  • Coverage within 24 hours
  • A-rated U.S. insurance carriers
  • Multiple quotes
  • Outstanding customer reviews
Overall Rating
4/5
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Pros and Cons

Below are the pros and cons of CoverHound.

Pros

  • Licensed insurance agency
  • Partnerships with top insurance carriers
  • Transparent about discounts
  • No brokerage fees

Cons

  • Some of the states they service are still in beta and do not have a full provider list.
  • There are mixed customer service reviews

About CoverHound

CoverHound, Inc. is a reliable InsurTech company that helps consumers and small businesses compare and purchase insurance policies online.

CoverHound’s base is in the United States, with its headquarters in Westlake Village, California. Their primary benefits are:

  • Comparing personal and business interest quotes
  • Helping you find the best quote that fits your needs and budget
  • Providing coverage that begins in 24 hours

CoverHound is a part of Brown & Brown INC.'s retail sector, a leading insurance brokerage firm. They deal with risk-management solutions for individuals and businesses, helping them get the most out of their insurance policies at affordable rates. 

Their platform allows users to shop online for insurance policies from various countries' top insurance carriers. Its mission is “to provide complete protection for your home, auto, and business by preparing you for life’s unexpected events.”

At CoverHound, experienced agents and team members connect shoppers with the most affordable rates while providing sound advice and policies that meet all of their customers' needs. 

They offer coverage in all 50 states, creating a platform for consumers to get fast, accurate, individualized quotes from some of the leading insurance carriers in the United States. 

(Note: Some states are still in beta, so while consumers can still purchase insurance policies through CoverHound in those states, the pool of providers to choose from may be smaller.)

Top Insurance Carriers CoverHound, Inc. Partners

CoverHound partners with the following top insurance carriers:

  • 21st Century
  • Progressive 
  • biBERK
  • The General Insurance 
  • Nationwide
  • Employers
  • Hartford Steam BoilerKemper Specialty
  • Hiscox
  • Hartford Steam Boiler
  • Mercury Insurance Group
  • National General Insurance
  • Chubb
  • ASI
  • Century National 

CoverHound is the number one independent comparison shopping platform for numerous policies, including property and casualty insurance, homeowners insurance, motorcycle, auto, renters, and various forms of business insurance. 

It’s no wonder CoverHound reviews online are among the best in the industry!

Insurance Products

The list of personal and business insurance options available through CoverHound are affordable, quick, and painless.

Personal Insurance Products 

  • Auto Insurance 
  • Homeowners Insurance 
  • Renters Insurance

Business Insurance Products

  • Business Owner’s Policy
  • General Liability 
  • Professional Liability 
  • Worker’s Compensation 
  • Commercial Auto 
  • Directors and Officers
  • Cyber
  • Additional Coverages are also available 

Who is CoverHound Best For?

CoverHound is best for anyone shopping for reliable, affordable personal insurance or business insurance. CoverHound reviews show enormous growth in online presence and capabilities. 

If you are a business owner or individual shopping for insurance online, CoverHound makes finding the best insurance products easier and faster while still offering competitive rates.

Check out some of the CoverHound reviews and see what they can do for you!  In its first nine years, CoverHound sold more than 200,000 policies nationwide.

They helped thousands of individuals and business owners make smart policy decisions that allowed their customers to focus on what really matters while maintaining high levels of insurance protection. 

Discounts

CoverHound also works diligently to find and provide customers with various auto insurance discounts. Some of the discounts they’ve been able to find and apply to customer’s policies are:

  • Safe Driver Discount
  • Good Student Discount
  • Senior Discount
  • Married Discount
  • Homeowner Discount
  • Alternative Fuel Hybrid Discount
  • Higher Education Discount
  • Continuously Insured Discount

CoverHound works hard to provide the best insurance policies for its customers by maintaining a level of excellence in saving people money.

Ratings and Consumer Opinions

CoverHound has accreditation by the Better Business Bureau and has an A+ rating. However, consumer complaints state that not all premium statements matched original quotes, there is a lack of communication, and they are not completely satisfied with the customer service. 

Despite some of the negative reviews of CoverHound, most consumers found the website easy to navigate, quotes came back fast–under seven minutes–and customers were happy with how the company handled their info and data. 

Over half of consumers stated they would highly recommend CoverHound to a friend or family member and found the customer service department to be helpful, informative, and paid attention to details. 

When providing feedback, some of the most common consumer sentiments are:

  • Easy
  • Best rate
  • Highly recommended
  • User-friendly website
  • Responsive service
  • Hassle-free process
  • Fast and painless 

CoverHound is one of the fastest-growing online InsurTech companies in the industry! They’ve been featured on several highly regarded media sites, including the New York Times, The Wall Street Journal, and TC.

CoverHound Alternatives

NEXT Insurance
Next Insurance logo
  • Best For: Small businesses
  • Rates: Depends on policy
  • Promotion: Up to 10% for multiple policies
Hiscox Insurance
Hiscox logo
  • Best For: Affordability
  • Rates: Depends on policy
  • Promotion: No current promotions
Embroker Insurance
Embroker logo
  • Best For: Startups
  • Rates: Depends on policy
  • Promotion: No current promotions

Should You Use CoverHound?

If you find shopping around for small business insurance or personal insurance to be exhausting, time-consuming, and pricey, CoverHound may be able to help you get the quotes you need in half the time. 

CoverHound is a one-stop shop for various insurance policies. They can assist you in every step, from requesting your first quote to obtaining the best insurance policy for you or your business and overseeing your policy over time. 

They have employees on staff that are prepared to answer all questions you may have regarding your insurance policy and claims.

If you’re tired of searching for the right personal or business insurance, visit CoverHound today and get your first quote within minutes!

CoverHound

CoverHound is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online.

Coverhound icon

FAQ's

Here are some frequently asked questions about CoverHound.

Is CoverHound a legitimate insurance provider?

Yes. CoverHound provides insurance for small businesses, focusing on smaller commercial properties, and providing a platform for individuals to shop for and compare rates with leading insurance carriers in the industry!

It is important to keep in mind that your initial quote will not be your final quote. Initial quotes are like applications; they don’t look at all the minor details that insurance providers consider. 

Things like this can affect your premium. Information about previous claims or other excluded information during the initial quote process can be flagged by the providers, thus affecting your final quote.

How long does it take to get coverage?

Once you have given CoverHound the information they need to match you with the best quotes, you can compare the policies and make sure they are within your budget.

After you have chosen the best policy for you, coverage begins within 24 hours.

How does CoverHound make money?

CoverHound receives a commission from the insurance carriers you purchase policies from via their online platform. They offer risk-management solutions and pride themselves on providing the very best customer service in the InsurTech industry. 

How does CoverHound keep my personal data safe?

CoverHound needs to gather data from third parties to provide accurate information. This information includes your driving record, insurance claims, and credit history, and CoverHound also needs to share this information with its insurance carrier partners.

The insurance company will contact you when you purchase an insurance policy through CoverHound. Clicking ‘Next: Finalize Rate’ grants CoverHound permission to access your personal reports and then share your data with its partners. 

However, this shouldn’t be concerning, as accessing personal information is standard for many insurance companies. CoverHound is proud to have a cyber team and an operational tech team working closely to protect your personal data.

I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

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