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LifeLock Review: Does it Really Work?

LifeLock is an identity theft protection company that helps individuals monitor identity theft and threats to help safeguard personal information and credit score changes.

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Our Partner

Identity Theft Protection

AT A GLANCE

  • Easily lock your credit file
  • Safeguard your home title
  • Online privacy monitor
  • Social security number alerts
Overall Rating


Most trusted identity theft protection service

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Pros & Cons

Let’s outline some pros and cons of LifeLock.

Pros

  • Monitors the dark web
  • Comes with a secure VPN for many devices
  • 24/7 customer service
  • 60-day money-back guarantee

Cons

  • It offers some services that you can monitor yourself for free.
  • It’s expensive and auto-renews at a higher price than the original purchase price.

The breadth of LifeLock’s services is tough to beat. However, this does come at a price. As you’ve seen from our price breakdown, LifeLock’s services, while extensive and reliable, aren’t particularly cheap. 

The fact that it auto-renews at a higher price after a year is also liable to turn some people off.

That said, LifeLock is one of the best identity theft protection services around, so you’ll indeed get what you pay for. Fortunately, they offer a few different plans to choose from to suit individual requirements.

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Quick Summary

Service: Identity Theft Protection

Pricing: $9.99/mo to $29.99/mo

Promotion: Up to 15% off your plan

Chances are you or someone you know has been a victim of identity theft at some point. It’s a horrible feeling. The sense of helplessness and betrayal that comes from having your identity compromised is something no one should have to experience. 

LifeLock protects you and your family members from becoming victims of identity theft, allowing you to rest easy knowing that your most sensitive personal information is safe and accessible only by you and your loved ones. 

In the following LifeLock review for 2021, we’ll explain in detail the extensive fraud protection that LifeLock offers to ensure that you and your family are protected from identity thieves.

About LifeLock

LifeLock is an American company that specializes exclusively in identity theft protection. It offers 24/7 monitoring for identity theft, compromised personal information and credit score abnormalities.

It’s one of the leading and most trusted identity theft protection services around.

Features

Here are some of the many features that LifeLock offers to ensure that your identity is protected.

Social Security Number and Identity Alerts

LifeLock will alert you of any suspicious activity regarding your social security number or the use of your identity.

Credit Monitoring

LifeLock’s credit monitoring system will track your credit behavior and alert you of potential fraud and changes to your credit score.

Stolen Funds Reimbursement

In the event you’ve had funds stolen from you as a result of identity theft, LifeLock will reimburse you for up to $1 million depending on your plan.

Security VPN for PCs, Macs, and Mobile Devices

You can trust your web browsing will be protected through LifeLock’s secure VPN, available for PCs, Macs, and mobile devices. VPN Mentor lists LifeLock’s VPN as one of the best VPNs available.

Identity Lock

Identity Lock allows you to lock and unlock your credit file to prevent unauthorized account openings. With identity lock, identity thieves will never be able to open accounts in your name.

Phone Takeover Monitoring

Phone takeover fraud is when a thief attempts to take over your mobile phone account and number, which they can then use to receive your phone calls and text or access important accounts through your phone. 

LifeLock’s phone takeover monitoring will alert you to any suspicious cell phone activity.

Alerts on Crimes in Your Name

If someone has stolen your identity and commits a crime in your name, LifeLock will alert you immediately through its extensive monitoring system.

Credit Reports and Scores

LifeLock will provide you with credit reports and keep you updated on your credit scores.

Pricing & Fees

LifeLock offers four distinct pricing options to best suit the customer’s needs. Let’s take a look at what you’ll get under these different protection tiers.

(Note: each price is based on one adult only. Prices increase based on additional adults/family members)

Plan

Monthly Price

Select

$9.99

Advantage

$19.99

Ultimate Plus

$29.99

LifeLock Select

LifeLock Select includes everything in the standard package but adds Norton 360 features to sweeten the deal. In addition to everything included in the standard package, you’ll also be able to make use of a cloud backup and a VPN for up to five devices.

Price: $9.99 per month (auto-renews at $14.99 per month).

LifeLock Advantage

LifeLock Advantage offers even more security features. You’ll benefit from stolen funds reimbursement for up to $100,000, credit card and bank account activity alerts on crime in your name, and security and VPNs usage across ten devices.

Price: $19.99 per month (auto-renews at $24.99 per month)

LifeLock Ultimate Plus

LifeLock Ultimate Plus is LifeLock’s most comprehensive identity theft and fraud protection plan. 

In addition to the features included in LifeLock Advantage, you’ll receive stolen funds reimbursement up to $1 million and monitoring of your investment activity. It also offers credit monitoring at all three major credit bureaus.

Click here to start your LifeLock Membership today!

Who Should Use LifeLock?

You may be wondering: do I really need LifeLock to monitor identity theft and fraud protection? I’m always careful and keep an eye on my accounts for suspicious activity myself!

While it’s true that you can do some of the services that LifeLock offers for free (such as a credit score check), LifeLock offers vital identity theft prevention services that are hard to come by. 

For instance, its dark web monitoring can detect threats that would otherwise be off the radar for most folks. 

Also, its stolen funds reimbursement policy makes it easier to recuperate all of your funds in the event of identity theft, which is a massive benefit.

Perhaps, more importantly, is that incidences of identity theft are increasing each year. According to AARP, identity theft cases more than doubled from 2019 to 2020.

Not to mention, thieves are developing more clever and more intricate identity theft scams each day. Considering these factors, in 2021, expert fraud protection is more critical than ever.

So, should you use LifeLock?

The ideal LifeLock customer is someone who recognizes the genuine threat of identity theft and wants to protect themselves and their family in the most reliable way possible. 

If you’re serious about protecting yourself from identity theft and don’t have the time or accessibility to keep track of the numerous ways your identity could be compromised, we suggest using LifeLock.

It's outstanding fraud protection and monitoring services are well worth the money.  With several different plans to choose from, you can select the plan that best suits your needs and the needs of your family.

Final Verdict

Let’s do a quick recap on the benefits of using LifeLock

  • Keeps you and your family safe from identity theft
  • Provides peace of mind and tracks suspicious activity for you
  • Offers stolen funds reimbursement so you can be sure your money isn’t at risk
  • Monitors the dark web so it can detect threats you may not otherwise be able to see

Our final verdict on LifeLock is that it’s a well-rounded and trustworthy way to protect yourself from the increasing danger of identity theft. 

Fraud protection is of utmost importance, and the risks that identity theft pose are increasing each day due to the massive number of identity fraud cases.

If you’re unwilling to risk compromising your or your family’s personal information, start using LockLife today!

LifeLock

LifeLock Inc. is an American identity theft protection company based in Tempe, Arizona. LifeLock's system monitors for identity theft, the use of personal information, and credit score changes.

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  • Editor Rating
  • Rated 4.5 stars
  • 80%

  • LifeLock
  • Reviewed by:
  • Published on:
  • Last modified: November 12, 2021


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