Dayforward Insurance Review

Dayforward Insurance is a new, family-oriented life insurance company that provides life insurance to those who are the primary breadwinners of their household.

If something happens to you, Dayforward replaces your income so your family can continue receiving biweekly checks and remain financially secure.

Dayforward Insurance logo

Our Partner

Life Insurance

AT A GLANCE

  • Instant approval
  • Flexible add-on coverages
  • Reinsured policies
  • Outstanding customer reviews
Overall Rating
4/5
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Key Takeaways 

  • Five-star ratings 
  • Online checkout with advisors available
  • Flexible add ons
  • Fast approvals

Pros & Cons

Pros

  • 5 star reviews
  • Flexible policies
  • Family-owned and family oriented
  • Easy to navigate website

Cons

  • Only available in Texas, Arizona, and Utah
  • Brand new company

Dayfoward Insurance is a very new insurance company whose primary focus is on domestic financial security in terms of life insurance. They take a renewed, modern approach to revolutionizing life insurance.

Life insurance is a complex topic to discuss, and the process can be so confusing that many people avoid it altogether. However, Dayforward prides itself in making the entire process of life insurance quick, simple and adaptable!

Instead of rolling out traditional lump sum payouts after death, they implement income protection by making biweekly deposits that mimic the salary of the family's breadwinner.

This shows us that Dayforward cares about spouses, children, and family.  This is also important because it doesn't allow recipients to receive a large sum of cash and mismanage it, making them helpless and in debt in just a few years. 

Dayforward is also very flexible about policy changes. For example, if your income increases or you want to add on (or take away) children on your policy, your coverage can be modified or extended!

Dayforward Insurance has many more modern features than traditional life insurance companies, and many new generation families can benefit from them.

Dayforward insurance icon

Quick Summary

Service: Term Life Insurance

Pricing: Depends on policy

Promotion: No current promotions

About Dayforward Insurance

Aaron Shapiro founded Dayforward Insurance in 2021. After trying to buy life insurance for his own family, Aaron was surprised and displeased with how long, tiring, and confusing the process was. 

After the COVID-19 pandemic, Aaron, like many people, realized that life insurance was more important than ever. Since then, he has made it his mission to make life insurance more straightforward and as stress-free as possible.

In the process, Dayforward has created income protection, which essentially means that if you die, your life insurance will emulate your paychecks so your family won't have to suffer a financial loss. 

Dayforward has also created advanced technology to allow many of its applicants to get covered as quickly as a few minutes!  They also created at-home testing kits for the small number of applicants who need medical testing to get approved.

This prevents them from having to physically see a doctor.  Overall, Dayforward's main mission is to provide next-level, accessible life insurance.

They present with modernistic, eye-grabbing logos and aesthetics to successfully reach their target audience—families and breadwinners making an impactful income.

Policies

As of right now, Dayforward Insurance only has one central policy that they recommend: income protection. This policy is unique from other life insurance companies because it doesn't pay out in one large sum of cash at once.

Instead, it pays out biweekly just like a salaried check, and it'll be the same amount brought into the home at the time of the breadwinner's death.

Dayforward Insurance bases a policyholder's coverage time on the age of their youngest child. So, for example, if your child is five years old, Dayforward will suggest that you have a coverage policy for 16 years. 

This way, your child will be covered until they are 21 years old and financially secure. Then, if you have more children, you can simply continue adding them to your policy, and your coverage time will adjust to the age of your youngest child!

Who is Dayforward Insurance Best For?

Dayforward Insurance is best for people with spouses, children, or close family members that rely on them and their income. Not only is Dayforward beneficial to breadwinners, but anyone that contributes a salary to a household.

With Dayforward, there's no angle or advantage that they're trying to pull except making life insurance simpler for a younger generation of parents or people who contribute financially.

No matter how much money you make, Dayforward adjusts their income protection based on your current income! Dayforward is quick, easy, and reliable.

Their mission is to ensure that your family not only gets consistent paychecks but that they get enough that'll span over a large chunk of their lives. 

Dayforward works to provide you with reliable life insurance and the comfort of knowing your family is well taken care of if you die.

Dayforward Alternatives

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Should You Use Dayforward Insurance?

Dayforward Insurance is a relatively new,  modern, family-oriented life insurance company that has invented an income protection policy for families to ensure that they are financially secure in the event of the death of the family's breadwinner.

Although Dayforward is only fully established in Texas, Arizona, and Utah, they plan to go nationwide within the next few years. When they do, they come highly recommended to start a life insurance policy and start getting your income protected.

So far, they have many five-star reviews from their policyholders. As they grow and eventually come to all 50 states, we can expect that many people who have never considered life insurance will start applying. It's that simple!

Their easy-to-navigate website and fast approval rates draw the attention of many people seeking life insurance. Dayforward understands that the more stress-free it is to apply for life insurance, the more likely people will begin to apply.

Dayforward Insurance

Dayforward life insurance offers 10-27 year term options to help make sure more families can create the financial security they deserve.

Dayforward insurance icon

FAQ's

Still have questions? Here are some answers to the most frequent queries regarding Dayforward Insurance.

Is Dayforward Insurance a legitimate insurance provider?

Dayforward is a legitimate, licensed insurance provider, and they are reinsured by Munich Re, one of the world's largest, highest rating insurance companies.

Dayforward ensures that its policyholders' money is extra protected.

How long does it take to get coverage?

Dayforward is constantly working to create more advanced technology so applicants can get approved as quickly as possible. As of right now, Dayforward approves online applicants within a few minutes online. 

How does Dayforward Insurance work?

Dayforward Insurance has a simple, relatively quick application process. You'll usually be asked questions about income and lifestyle and given a personalized policy for income protection. 

If you must receive medical tests pending approval, Dayforward will provide you with their at-home testing kits that you can receive and send back through the mail. 

To determine the length of your policy, Dayforward asks the age of your youngest child. Typically, they recommend that you choose an income protection coverage policy that will last until that child is an adult or financially secure.

This could mean until the age of 21 or up to the age of 26. However, Dayforward Insurance is flexible and gives you options based on your and your family's lifestyle.

Additionally, if you continue to have children, you can continue adding them to your policy and extending your coverage! This supports Dayforward’s central mission—to ensure that your entire family is taken care of financially in the event of your death.

How does Dayforward Insurance keep my data safe?

Dayforward Insurance has not completely specified policyholder data safety. However, they do confirm that they use safeguards to protect unauthorized access to your personal information.

Dayforward Insurance also recommends that you don't share personal information in the chatrooms with their advisors, nor should you share personal emails or passwords from your computer with others.

  • Editor Rating
  • Rated 4 stars
  • 80%

  • Dayforward Insurance
  • Reviewed by:
  • Published on:
  • Last modified: July 30, 2022


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