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First Premier Home Warranty Review – Should You Buy?

First Premier offers different home warranty plans for repairs and replacements. It’s an excellent option for homeowners looking to protect their appliances and systems at affordable rates.

First Premier logo

Our Partner

Home Warranties

AT A GLANCE

  • Coverage for appliances and home systems
  • Network of expert technicians
  • Affordable pricing plans
  • Excellent customer service
Overall Rating
4/5


Best for Home Systems

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Pros & Cons

Pros

  • Home inspection not required
  • Thoroughly screened technicians
  • Offers roof leak coverage
  • Service and labor guarantee

Cons

  • Provides coverage in only 32 states
  • No smoke detector coverage

Are you in the market for a home warranty? Despite technological advancement, home systems and appliances are still susceptible to defects. We all know the frustrations of having to deal with unforeseen repairs.

What happens when your HVAC stalls amid a heatwave? How do you deal with a faucet leak? Homeowners encounter such issues frequently.

You could contract local handy persons for repairs, but such a move can delete a sizeable chunk of your savings. Besides, how do you screen the expertise and competence of repair technicians?

Instead of facing such nightmares, why not look for a service contract that protects your home appliances and systems?

When it comes to home coverage, few companies rival First Premier. In this First Premier Home Warranty review, we look at the company’s pros, cons, plans, coverage, and more.

Read on and learn whether this company is worth your time.

First Premier icon

Quick Summary

Service: Home Warranties

Pricing: Plans starts at $43 per month

Promotion: No current promotions

About First Premier Home Warranty

First Premier is a relatively new home warranty company located in Brooklyn, New York. Although it was incorporated in 2020, it has been in business since 1971.

It's goal is to be the go-to company for home appliance repairs and emergencies.

Coverages

First Premier covers different appliances and systems within your home. All items must be in working condition at the time you’re taking the coverage.

Systems

The company covers the following home systems.

  • Heating system
  • Air conditioning system
  • Plumbing system
  • Electrical

Appliances

This service contract protects the following home appliances.

  • Whirlpool bathtub
  • Oven/stove/range
  • Water heater
  • Stoppages
  • Dishwasher
  • Cooktop
  • Garage door opener
  • Garbage disposal
  • Exhaust/ceiling fans
  • Built-in microwave
  • Trash compactor
  • Ductwork
  • Clothes dryers
  • Clothes washers
  • Refrigerator

Optional Add-ons

Homeowners can get additional coverage for the following items.

  • Limited roof leak
  • Pool/spa
  • Well pump
  • Septic system
  • Septic plumbing
  • Central vacuum
  • Stand-alone freezer
  • Refrigerator ice maker
  • Water softener
  • Additional spa

Exclusions and Payout Caps

Free Premier’s website doesn’t list components it excludes from its coverage. You have to read your contract carefully to determine exclusions.

You also won’t find payout caps on the company’s site. Ensure you inquire about the payout limits when requesting a quote.

Pricing & Plans

First Premier has two home warranty plans, Premier and Premier Platinum.

The pricing is comparable to the average industry price. You can either opt for monthly or annual payments. Of course, the latter comes at a reduced monthly rate.

The exact pricing isn’t available on the company’s website. You have to request a quote from First Premier to determine the amount you should pay.

The prices we display in this First Premier Home Warranty review are approximations. You could pay higher or lower costs, depending on the size of your home and location.

Premier Plan

The Premier Plan costs $43 per month and offers basic home coverage. The pricing drops to $30.75 per month if you pay annually.

Some of the items and systems this plan covers include:

  • Plumbing and stoppages
  • Sump pump
  • Ductwork
  • Built-in microwave
  • Electrical system
  • Water heater
  • Oven/range/ stove/cooktop
  • Trash compactor
  • Garbage disposal
  • Ceiling/exhaust fans
  • Whirlpool bathtub
  • Garage door opener

Premier Platinum Plan

The Premier Platinum Plan costs $50 per month. This price comes down to $34.91 per month if you opt for the annual payment.

This plan best suits homeowners who want comprehensive home coverage. It covers everything in the Premier Plan plus items like:

  • Heating system (2 units)
  • Air-conditioning system (2 units)
  • Clothes dryer
  • Clothes washer
  • Refrigerator

Optional Coverage

First Premier also allows you to bulk up your coverage with additional items and systems. Here’s what you will pay for each item.

  • Pool/spa - $150
  • Additional spa - $150
  • Septic system - $100
  • Well pump - $75
  • Additional water heater - $75
  • Additional heating system - $75
  • Septic pumping - $60
  • Additional garage door opener - $50
  • Limited roof leak - $50
  • Stand alone freezer - $35
  • Refrigerator ice maker - $35
  • Water softener - $35
  • Sump pump - $25
  • Central vacuum - $25

Service Fee

This company charges an average service fee of $75. The precise amount varies, depending on where you live and the type of service. Some homeowners pay as little as $45, while others pay as high as $100.

The service fee is payable when a technician arrives at your home for repairs.

Shop plans and request a Free Home Warranty Quote

FAQ’s

Is First Premier Home Warranty legit?

First Premier is a legit home warranty company. It’s registered in Brooklyn, NY, and has been in operation since 2020. First Premier has a B+ rating on Better Business Bureau.

How do you request a service for repair?

You have to call First Premier Home Warranty to place a service request. File your claim by calling 800-318-1918. This phone number is available 24/7.

Upon calling, a customer service representative will find the ideal technician for the repair job. The technician will then call and schedule an appointment. This is usually within two business days but can be shorter if you require an emergency repair.

Who are the contractors First Premier Home Warranty works with?

First Premier works with a network of independent professionals. The company thoroughly vets technicians to ensure they are experts in their fields.

You can also pick your repair technician. However, you must seek approval from First Premier before taking such an action.

Are there discounts available for multiple properties?

No. First Premier doesn’t offer discounts for multiple properties. Beware, shared systems in multiple residences don’t qualify for plan coverage.

Is First Premier Home Warranty legit?

First Premier is a legit home warranty company. It’s registered in Brooklyn, NY, and has been in operation since 2020. First Premier has a B+ rating on Better Business Bureau.

How do you request a service for repair?

You have to call First Premier Home Warranty to place a service request. File your claim by calling 800-318-1918. This phone number is available 24/7. Upon calling, a customer service representative will find the ideal technician for the repair job. The technician will then call and schedule an appointment. This is usually within two business days but can be shorter if you require an emergency repair.

Who are the contractors First Premier Home Warranty works with?

First Premier works with a network of independent professionals. The company thoroughly vets technicians to ensure they are experts in their fields. You can also pick your repair technician. However, you must seek approval from First Premier before taking such an action.

Are there discounts available for multiple properties?

No. First Premier doesn’t offer discounts for multiple properties. Beware, shared systems in multiple residences don’t qualify for plan coverage.

First Premier Alternatives

AMERICAN HOME SHIELD

American Home Shield logo
  • Best overall warranty
  • Pricing: starts at $39.99 per month
  • Promotion: 30-day workmanship guarantee

CHOICE HOME WARRANTY

Choice Home Warranty logo
  • Best for home repairs
  • Pricing: starts at $50 per month
  • Promotion: First month Free

Is It Worth It?

According to this First Premier Home Warranty review, First Premier is worth it. The company offers affordable coverage plans, has an industry-low service fee, doesn’t inspect homes, and works with vetted technicians.

Have you protected your valuable appliances and systems? Get a free quote now from First Premier and enjoy comprehensive home coverage.

First Premier Home Warranty

America's Highest Rated Home WarrantyFirst Premier offers affordable plans to protect your appliances and systems in your home.

First Premier icon
  • Editor Rating
  • Rated 4 stars
  • 80%

  • First Premier Home Warranty
  • Reviewed by:
  • Published on:
  • Last modified: September 17, 2021


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