ZarMoney Review: Features, Pricing & Overview

I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

ZarMoney is a business accounting software program designed to be flexible, affordable, and customizable to your business.

Zarmoney logo

Our Partner

Accounting Software


  • Simple invoicing
  • 1,000+ customizable reports
  • Manage all your bills
  • Inventory management
Overall Rating

Best All-in-ine Accounting Business Software

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Pros & Cons

Let’s start by going over some of the pros and cons of using ZarMoney.


  • Flexible and affordable plans
  • Responsive customer service
  • Integrates with Shopify, Stripe, Zapier, and many others.
  • Easy set-up


  • Cloud-based data storage could pose possible security concerns
  • No mobile app (coming soon)

Are you having a hard time keeping up with all the paperwork and number-crunching that goes into running a business? Are you losing track of important information and experiencing miscommunications with your team that is causing headaches for you down the line?

With its suite of advanced accounting tools, ZarMoney can help you get on track and stay there, ensuring proper support for your business’s needs. You might be wondering—can ZarMoney help with your taxes? Invoicing? Communication and productivity?

Here, we’ll break it all down and cover every question you might have.

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Quick Summary

Service: Accounting Software

Pricing: $15/mo - $350/mo

Promotion: Get a free 2 week trial

About ZarMoney

ZarMoney is an all-inclusive, cloud-based business accounting software that covers everything you could possibly need to run your business smoothly—and we mean everything.

ZarMoney offers a truly staggering number of features in the categories of customer and account receivable, vendors and account payable, productivity, advanced inventory, accounting, and reporting. 

ZarMoney was started in 2006 with the goal of being as flexible as possible. At the time, quality business accounting had a hefty price tag attached to it, making it inaccessible to many businesses, especially when those businesses are just starting out. 

ZarMoney's goal is to provide quality accounting for your business with all the support you need at a price that’s affordable and proportional to your business.

ZarMoney Features

ZarMoney’s breadth of features is extensive, truly making this business software an all-in-one deal.

Customer and Account Receivable

ZarMoney’s Customer and Account Receivable features allow you to track and receive payments in a plethora of ways, as well as keep on top of your many customers. 

With ZarMoney, you will be able to accept credit cards online, ACH payments, pre-payments, monitor quotes and estimates, and enforce credit limits and holds. 

For organization, you’ll be able to print, email, and fax invoices, keep track of sales orders, and quick orders, check order statuses, keep track of your customers, and outline payment terms and discounts for your customers.

Vendors and Account Payable

With the Vendors and Account Payable features offered by ZarMoney, you’ll be able to keep track of all of your expenses in one place. 

You’ll be able to track your business’s expenses, purchase orders, related transactions, and more. You’ll even be able to print paper checks individually or in batches, attach receipts, and automatically record your expenses by linking your business banking information. 

Notifications via text and email keep you apprised of everything going on with your account in real-time.


Working with a team? On your own? Either way, ZarMoney can keep you on track with their suite of productivity tools. 

With ZarMoney, you can customize your dashboard to show only what you really need instead of having to wade through a sea of widgets you don’t use. 

To keep track of everything, you can use ZarMoney’s scheduling feature to organize important dates, invoice numbers, and meetings. You can even sync this calendar with your Google or iPhone calendar to keep all of your dates straight across all of your devices. 

Internal notes, team messaging, and restricted IP access keep all of your business affairs private and organized in one place while being able to access your account from anywhere keeps you in control if something changes.

Advanced Inventory

Whether your inventory fits in your spare room or stretches over multiple warehouses, ZarMoney can keep it all neatly organized. 

With ZarMoney’s inventory tools, you’ll be able to keep track of your inventory in real-time by creating pick lists, splitting transactions when receiving inventory, and customizing units of measurement and product fields to match your business.

You’ll be able to use ZarMoney’s barcode reader to easily scan inventory items, and the tracking and history tools will help you keep track of trends and sales.


One of the most important things to keep track of when it comes to your business is your money, and ZarMoney's accounting features make that a cinch. 

ZarMoney can connect to your business bank accounts, import transactions, keep track of possible inconsistencies, calculate sales tax, track fund transfers, bank deposits, and more.


Tax time can be both intimidating and stressful, but ZarMoney helps make the process as smooth as possible.

Customizable reporting insights, profit and loss tracking, balance sheets, and 1099 reporting will help you keep on top of everything for tax time.

ZarMoney Pricing

ZarMoney’s pricing works on a tiered model with a sliding scale.


Price per month



Small Business




The lowest tier, called the Entrepreneur, is made for a single user, is only $15 per month. That includes unlimited transactions, all the same features as the small Business tier, and US-based customer service. 

The Small Business tier is $20 per month for two users and includes all of the features on the Entrepreneur tier. Additionally, if you wish to add more than two users to your Small Business tier plan, each additional user costs another $10 per month.

The Enterprise tier is the biggest tier that ZarMoney offers. At $350 a month, this tier allows 30+ users per account, custom features specific to your business’s needs, specialized training, a dedicated account rep, and priority customer support. 

The Entrepreneur and Small Business tiers offer free trials, and the Enterprise tier offers a demo.

ZarMoney Alternatives

Quickbooks online
QuickBooks Online Logo
  • Live bookkeeping
  • Accounting for businesses
  • Free 30-day trial
Freshbooks logo
  • Insightful time tracking
  • Easy invoicing
  • Free 30-day trial
Bench Accounting
Bench logo
  • Dedicated bookkeepers
  • Tax prep & filing
  • Free 30-day trial

Who is ZarMoney Best For?

ZarMoney is great for anyone looking for a good alternative to Quickbooks online or other accounting software models. With its flexible interface and pricing, the goal of ZarMoney is to be compatible with a vast array of business types.

Should I Use ZarMoney?

Overall, ZarMoney is a fantastic option for those looking for an easier way to keep their accounting in order. With its wide array of features all centrally located in one place, keeping your documents, income, expenses, and tax information is streamlined and easy to access.

While there are many different business accounting companies out there, many of them are on the expensive side. This can be cost-prohibitive, especially when you’re just starting out. ZarMoney’s features grow with you, staying affordable and accessible from day one.

If you’re looking for a better way to keep your business organized and at the top of its game, give ZarMoney a try!

ZarMoney FAQ’s

Here are some answers to a few frequently asked questions.

Is ZarMoney Easy to Use?

Yes, ZarMoney has a user-friendly interface that makes it easy to focus on exactly what you need. Set-up is quick and simple, and customer service is on hand to help with any problems you might have.

How Does ZarMoney Software Work?

ZarMoney’s cloud-based accounting software works by connecting to your business accounts to monitor and log your income and expenses as well as your invoicing, taxes, and inventory needs.

Is Zarmoney Good for eCommerce Businesses?

With its ability to connect to Stripe, Shopify, Mailchimp, and many other eCommerce services, ZarMoney is a great accounting software option for eCommerce businesses of all sizes.

Does ZarMoney Work with Quickbooks Online?

No, ZarMoney does not work with Quickbooks online, but it does function as a viable alternative. ZarMoney covers many of the same features and more that Quickbooks covers, and for much less, depending on the plan you choose.


ZarMoney is a business accounting software program designed to be flexible, affordable, and customizable to your business.

Zarmoney icon

I'm Donny. I'm a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

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